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DSCR (Debt servicecoverage ratio) Loans
SCALE YOUR PORTFOLIO WITHOUT THE TAX RETURN HASSLE
Qualify for your next investment property based on its cash flow, not your personal income. Our DSCR loans make it easy for investors to keep growing. Key Features:
- No DTI Ratios: We look at the property's income.
- No Tax Returns required.
- Unlimited Properties: No cap on the number of loans.
- Available for: 1-4 units, Condos, and Short-Term Rentals (Airbnb).
STOP LETTING DTI HOLD YOU BACK
Traditional banks look at your salary. We look at your strategy. If your investment property generates enough rent to cover the mortgage, you’re in. It’s that simple. The DSCR Advantage:
- Faster Closing: Streamlined underwriting for serious investors.
- Protect Your Privacy: Close in the name of an LLC.
- Flexible Terms: 30-year fixed, ARM, and Interest-Only options.
DSCR LOANS: THE INVESTORS SECRET WEAPON
- Max LTV: Up to 80%
- Min Credit: 620
- Property Types: Long-term or Short-term rentals
- Qualification: (Gross Rent / PITI) = 1.0 or higher
- Short-term rental income accepted